More than just a scorecard
RiskTools is the largest scoring provider in the Ukrainian online lending market. We have been managing the risk of our partners since 2015. We call our services "risk management" because our assessment goes beyond the usual scorecarding.
Antifraud
We will check if a SIM card has been recently reissued, the database of lost documents and other factors of identity theft
Financial modeling
We will prioritize clients in terms of quick turnover of funds and the likelihood of repeated requests.
Cybersecurity assessment
Information about the factors that prevent the leakage of sensitive data from the system and data manipulation
Automation of processes
A high degree of automation is not only a reduction in the impact of the human factor on business. Automating the process of issuing a loan eliminates gaps in the sales funnel, reduces the cost of each loan issued and cost of attracted lead, allows the business to work without interruptions, regardless of the time of year or time of day.
Manageability of business
A managed portfolio is an opportunity not only to predict the default rate, but also to flexibly manage it by adjusting risk policies, predicting repayment volumes, asset turnover, base revolving and, ultimately, business profitability.
For MFIs
Automatic issuance, portfolio management, accurate assessment of profitability, and so on
For Banks
Digitalisation of banking, flexible management of business models
Outside of Ukraine
We are ready to build a risk model for lending in another country either on partnership terms or as a service. Please do not hesitate to contact!